Real-time sale alerts, right on your phoneSubscribe to updates

    What you actually take home on eBay in 2026

    Final value fee, promoted listings, shipping, insertion fees. A worked example on a $40 sale, and why sub-$20 items quietly lose you money.

    Reselling on eBay feels straightforward until you do the math on a sale that felt profitable and realize you broke even.

    Here's what's actually being taken on a typical $40 sale.

    The stack of fees

    • Final value fee: ~13.6% of total sale price including shipping (varies
    • by category, as of 2026 — eBay raised the standard rate by 0.35% in
    • February 2025).
    • Per-order fee: $0.40 on orders over $10, $0.30 on orders of $10 or less.
    • Promoted listings (if opted in): 2%–15% extra, your choice.
    • Payment processing is now rolled into the final value fee. No separate
    • PayPal cut since 2021.

    A worked example

    Sale: $40 item + $6 shipping = $46 total. Promoted listings at 5%.

    • Final value fee: 13.6% × $46 = $6.26
    • Per-order fee: $0.40
    • Promoted listings: 5% × $46 = $2.30
    • Shipping paid by you: $6.00 (you collected $6 from buyer)
    • Total fees + costs: $14.96
    • You pocket: $31.04 before cost of goods

    If you bought the item for $12, your real profit is $19.04. Margin: ~48%.

    That's fine. The problem is sub-$20 items.

    Why $15 items lose money

    Sale: $15 + $4 shipping = $19 total. Promoted at 5%.

    • Final value fee: 13.6% × $19 = $2.58
    • Per-order fee: $0.40
    • Promoted: 5% × $19 = $0.95
    • Shipping: $4
    • Total: $7.93

    You pocket $11.07 before cost. If you paid $8 for the item, your profit is $3.07. Margin: ~20%. Spend 15 minutes photographing, listing, and packing, and you've earned about $12/hour before returns.

    What to do about it

    • Calculate fees BEFORE listing. Our fee calculator runs
    • the math in 5 seconds.
    • Set a minimum profit floor. Many successful resellers won't list anything
    • that can't return $10 net after fees.
    • Bundle small items. A $40 bundle of five $8 items wins the fee math.
    • Skip Promoted on low-margin items. That 5% eats your whole profit.

    PalmFlow tracks fees per item so you can see your real margin on every sale, not the sticker one.

    Built for the business you actually run.